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"Point in Time" Regulation Content

Insurance (Vehicle) Act

Enhanced Accident Benefits Regulation

B.C. Reg. 59/2021

NOTE: Links below go to regulation content as it was prior to the changes made on the effective date. (PIT covers changes made from September 19, 2009 to "current to" date of the regulation.)
SECTIONEFFECTIVE DATE
Section 1 May 1, 2021
May 1, 2021
May 23, 2024
May 1, 2025
Section 3 May 1, 2021
[retro from April 11, 2022]
Section 4 May 1, 2021
[retro from April 11, 2022]
Section 6 November 1, 2021
Section 13 May 23, 2024
Section 16 May 23, 2024
Section 16.1 May 1, 2021
Section 18 May 1, 2021
April 3, 2023
May 1, 2025
Section 19 May 1, 2025
Section 26.1 May 1, 2025
Section 32 May 1, 2025
Section 36 May 1, 2025
Section 37 May 1, 2021
Section 38 May 1, 2021
[retro from April 11, 2022]
Section 40.1 May 1, 2021
[retro from April 11, 2022]
Section 43 May 1, 2021
Section 44 May 1, 2021
May 1, 2021
[retro from April 11, 2022]
Section 47 May 1, 2025
Section 51 May 1, 2025
Section 55 May 1, 2025
Section 65 April 11, 2022
May 23, 2024
January 6, 2025

 Section 1 (1) definition of "supported person" was added by BC Reg 62/2021, effective May 1, 2021.

 Section 1 (2) definition of "occupant", paragraph (b), BEFORE amended by BC Reg 117/2021, effective May 1, 2021.

(b) a person or an individual supported by the person, other than a garage service operator or an employee of a garage service operator, who is working in or on a vehicle owned by that person;

 Section 1 (2) definition of "occupant", paragraph (b), BEFORE amended by BC Reg 114/2024, effective May 23, 2024.

(b) a person or a supported person of the person, other than a garage service operator or an employee of a garage service operator, who is working in or on a vehicle owned by that person;

 Section 1 (1) definition of "permanent impairment rating" was added by BC Reg 54/2025, effective May 1, 2025.

 Section 3 (2) (part) BEFORE amended by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

(2) For the purposes of paragraph (c) of the definition of "dependant" in section 1 (1) of the Act, the following classes of persons are prescribed:

 Section 4 (1) (part) BEFORE amended by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

(1) For the purposes of paragraph (c) of the definition of "dependent child" in section 1 (1) of the Act, the following classes of persons are prescribed:

 Section 6 BEFORE re-enacted by BC Reg 273/2021, effective November 1, 2021.

Prescribed classes of motor vehicles excluded from non-standard motor vehicles

6   The classes of motor vehicles prescribed in section 5 of the Basic Vehicle Damage Regulation are prescribed for the purposes of the definition of "non-standard motor vehicle" in section 113 of the Act as being excluded from being a non-standard motor vehicle.

 Section 13 (a) (ii) BEFORE amended by BC Reg 114/2024, effective May 23, 2024.

(ii) results in the persons' conviction under the Youth Criminal Justice Act (Canada) of one of the offences prescribed in section 12 of this regulation;

 Section 13 (c) (ii) BEFORE amended by BC Reg 114/2024, effective May 23, 2024.

(ii) results in the persons' conviction in the United States of America of an offence under a law similar to the Youth Criminal Justice Act (Canada) that is the same as, or similar to, one of the offences prescribed in section 12 of this regulation.

 Section 16 (1) (b) and (d) BEFORE amended by BC Reg 114/2024, effective May 23, 2024.

(b) the insured's use or operation of a vehicle caused bodily injury and results in the insured's conviction under the Youth Criminal Justice Act (Canada) of one of the offences prescribed in section 12 of this regulation;

(d) the insured's use or operation of a vehicle caused bodily injury and results in the insured's conviction in the United States of America of an offence under a law similar to the Youth Criminal Justice Act (Canada) that is the same as, or similar to, one of the offences prescribed in section 12 of this regulation.

 Section 16.1 was enacted by BC Reg 117/2021, effective May 1, 2021.

 Section 18 (1) definition of "Memorial Grant Program for First Responders" was added by BC Reg 117/2021, effective May 1, 2021.

 Section 18 (3) BEFORE amended by BC Reg 117/2021, effective May 1, 2021.

(3) For the purposes of section 122 (1) (c) of the Act, insurance wherever issued and in effect is a prescribed insurance coverage to the extent that other compensation provided under the insurance is similar to benefits provided under Part 10 of the Act.

 Section 18 (7) (part) BEFORE amended by BC Reg 117/2021, effective May 1, 2021.

(7) The circumstance relevant for the purposes of subsection (6) is that other compensation is provided by Canada or the government of another province, territory or state in relation to an excepted vehicle to, or on behalf of, any of the following:

 Section 18 (6) (a.1) was added by BC Reg 90/2023, effective April 3, 2023.

 Section 18 (6) (a.01), (a.02) and (a.03) were added by BC Reg 54/2025, effective May 1, 2025.

 Section 19 (4) (c) BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

(c) up to $115 per hour for occupational therapy provided by an occupational therapist, as defined in section 1 (1) of the Insurance (Vehicle) Regulation;

 Section 19, tables 1 to 3 BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

Table 1 — Amount and Pre-Authorized Treatments for Health Care Services Provided by Health Care Practitioner

ItemColumn A
Health Care Service
Column B
Amount for
Assessment Visit
Column C
Amount for
Standard Treatment
Column D
Pre-Authorized Treatments
1Acupuncture$107$9012
2Chiropractic$98$5425
3Kinesiology$100$8012
4Massage therapy$109$8212
5Physiotherapy$128$8125

Table 2 — Amount and Pre-Authorized Treatments for Counselling and Psychology

ItemColumn A
Health Care Service
Column B
Amount for
Assessment Visit
and Report
Column C
Amount for
Standard Treatment
Column D
Pre-Authorized Treatments
1Counselling$215$12312
2Psychology$348$19912

Table 3 — Amount for Health Care Services Provided by Physician

ItemColumn A
Health Care Service
Provided by Physician
Column B
Amount for Health Care
Service Provided by Physician
1Standard assessment and report$123
2Extended assessment and report$333
3Re-assessment and report$215

 Section 26.1 was enacted by BC Reg 54/2025, effective May 1, 2025.

 Section 32 (3) BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

(3) For the purposes of section 125 (2), (3) and (5) of the Act, the amount of $0.55 per km is prescribed for transportation by private motor vehicle.

 Section 36 (1) BEFORE repealed by BC Reg 54/2025, effective May 1, 2025.

(1) In this section, "permanent impairment rating" means permanent impairment rating within the meaning of the Permanent Impairment Regulation.

 Section 37 (5) (a) BEFORE amended by BC Reg 117/2021, effective May 1, 2021.

(a) subsection (1) (a) of this section is $1 719,

 Section 38 (2.1) was added by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

 Section 40.1 was enacted by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

 Section 43 (2.1) was added by BC Reg 117/2021, effective May 1, 2021.

 Section 44 (5) BEFORE amended by BC Reg 117/2021, effective May 1, 2021.

(5) For the purposes of section 153 (1) (e) of the Act, persons who receive income replacement benefits under section 2 (7) [entitlement to income replacement of injured who sustained catastrophic injury] of the Income Replacement and Retirement Benefits and Benefits for Students and Minors Regulation, whether or not they are part-time earners or non-earners within the meaning of section 113 of the Act, are a prescribed class of persons.

 Section 44 (4) BEFORE repealed by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

(4) For the purposes of section 153 (1) (b) of the Act, 28 hours, not including overtime hours, is the prescribed number of hours.

 Section 44 (5) (part) BEFORE amended by BC Reg 96/2022, effective May 1, 2021 [retro from April 11, 2022].

(5) For the purposes of section 153 (1) (e) of the Act, the following classes of persons are prescribed:

 Section 47 (5), table 1, item 41 BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

41651.0

 Section 51 (4) (part) BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

(4) The corporation must reimburse an eligible person expenses under section 161 (2) of the Act only if the grief counselling is provided by one of the following:

 Section 55 (1) (a) (part) and (b) (part) BEFORE amended by BC Reg 54/2025, effective May 1, 2025.

(a) if an insured is not a minor on the date of the accident, the prescribed time period for making a claim that is based on the date of the accident ends on the later of the following:

(b) if an insured is a minor on the date of the accident, the prescribed time period for making a claim that is based on the date of the accident ends on the later of the following:

 Section 55 (1) (e) and (f) were added by BC Reg 54/2025, effective May 1, 2025.

 Section 65 (3) to (5) were added by BC Reg 96/2022, effective April 11, 2022.

 Section 65 (1) (b) (ii) BEFORE amended by BC Reg 114/2024, effective May 23, 2024.

(ii) results in the persons' conviction

(A) of a Criminal Code offence prescribed in section 12 [prescribed Criminal Code offences] of this regulation,

(B) under the Youth Criminal Justice Act (Canada) of one of the offences prescribed in section 12 of this regulation,

(C) in the United States of America of an offence that is the same as, or similar to, one of the offences prescribed in section 12 of this regulation, or

(D) in the United States of America of an offence under a law similar to the Youth Criminal Justice Act (Canada) that is the same as, or similar to, one of the offences prescribed in section 12 of this regulation.

 Section 65 (3) (a.1), (b.1) and (c.1) were added by BC Reg 116/2024, effective January 6, 2025.

 Section 65 (3) (b) and (c) BEFORE amended by BC Reg 116/2024, effective January 6, 2025.

(b) cancel any owner's certificate issued in the person's name or any universal compulsory vehicle insurance issued in the person's name;

(c) issue an owner's certificate or provide universal compulsory vehicle insurance to the person with a term of more than 90 days but less than one year;

 Section 65 (4) (part) BEFORE amended by BC Reg 116/2024, effective January 6, 2025.

(4) Despite subsection (3), the corporation must not exercise a right referred to in subsection (3) (a), (b), (c), (d) or (e) unless