REVISED REGULATION (1984)
UNDER THE INSURANCE (MOTOR VEHICLE) ACT � Continued
B.C. Reg. 447/83

Schedule 3

Limits of Coverage

(section 49.1 (1), 67 (1), 69, 80 (1), 84 (1), 88 (5), 91, 92 (1) and (2), 93 (1) and (2),
105 (1) and (2), 124 (3), 148 (3) and 148.1 (5))

[am. B.C. Regs. 335/84, s. 42; 379/85, s. 59; 257/86, ss. 41-43; 383/89, s. 43; 448/90, s. 38; 324/91, s. 49; 113/92;
438/92, ss. 29-30; 254/93, s. 2; 379/93, s. 15; 404/94, ss. 22-23; 491/95, s. 33; 404/99, s. 3.; 259/2001, s. 7.]

Coverage under Part 4 or 6

1 (1) In this section:

"extra-provincial truck undertaking" means an extra-provincial truck undertaking as defined in the Motor Vehicle Transport Act, 1987 (Canada);

"freight" includes personal property of every description that may be conveyed on a motor vehicle or trailer, but does not include a passenger's personal baggage.

(1.1) For the purpose of section 49.1 (1), the amount by which the liability of the corporation is limited is $200 000.

(2) For the purpose of section 67, the amount by which the liability of the corporation is limited for payment of indemnity to an insured in respect of claims arising out of an accident occurring on or after January 1, 1985, is,

(a) where the claims are made in respect of a bus, $500 000, including personal baggage of passengers but not including any other freight,

(b) where the claims are made in respect of a taxi or a limousine use vehicle, $300 000, including personal baggage of passengers but not including any other freight, and

(c) in any other case, $200 000.

(3) Repealed. [B.C. Reg. 257/86, s. 41.]

(4) Notwithstanding subsection (2) (c), for the purpose of section 67, the amount by which the liability of the corporation is limited for payment of indemnity to an insured in respect of claims arising out of an accident occurring on or after January 1, 1994, is,

(a) where the claims are made in respect of an extra-provincial truck undertaking other than as described in paragraph (b), $1 million, or

(b) where the claims are made in respect of an extra-provincial truck undertaking used for the transport of dangerous goods as described in section 4 (1) (b) of the Extra-Provincial Truck Undertaking Licencing Regulations made under the Motor Vehicle Transport Act, 1987 (Canada), $2 million.

(5) Subject to subsection (6) and notwithstanding subsections (2) and (4), for the purpose of section 67, the amount by which the liability of the corporation is limited for payment of indemnity to an insured in respect of claims arising out of an accident occurring on or after January 1, 1995, is,

(a) where the claims are made in respect of a bus, $1 million, including the personal baggage of passengers but not including any other freight,

(b) where the claims are made in respect of a taxi or limousine use vehicle, $1 million, including the personal baggage of passengers but not including any other freight,

(c) where the claims are made in respect of a commercial motor vehicle in excess of 5 000 kg GVW or a trailer rated in vehicle rate class 510, 511, 512, 513 or 514 other than as described in paragraph (d), $1 million, or

(d) where the claims are made in respect of a commercial motor vehicle in excess of 5 000 kg GVW or a trailer rated in vehicle rate class 510, 511, 512, 513 or 514 that is used for the transportation of dangerous goods as described in Schedule XII of the Transportation of Dangerous Goods Regulation under the Transportation of Dangerous Goods Act (Canada), $2 million.

(6) Subsection (5) does not apply to a certificate, policy or endorsement that was effective in 1994.

Disability benefits

2 The amount of any disability benefits

(a) payable under section 80 in respect of an accident is $300 a week, or

(b) payable under section 84 in respect of an accident occurring on or after January 1, 1987 is $145 a week.

[en. B.C. Reg. 383/89, s. 43; am. B.C. Reg. 448/90, s. 38.]

Medical or rehabilitation benefits

3 (1) For the purpose of section 88, the amount by which the liability of the corporation is limited is the amount set out in

(a) the certificate providing coverage for the accident, or

(b) if more than one certificate provides coverage, in the certificate providing the higher or highest limit or coverage.

(2) Notwithstanding subsection (1), the amount by which the liability of the corporation is limited in respect of each insured injured on or after January 1, 1990 in the same occurrence shall not exceed $150 000.

[am. B.C. Regs. 379/85, s. 59; 383/89, s. 43.]

Funeral expenses

4 The maximum amount of funeral expenses that may be reimbursed under section 91 in respect of an accident occurring on or after January 1, 1996 is $2 500.

[am. B.C. Regs. 383/89, s. 43; 491/95, s. 33 (b).]

Death benefits

5 Where an insured at the date of death resulting from a motor vehicle accident comes within an age group set out in column A of the following Table and the insured has the status set out in column B, C or D, the amount of death benefit payable under section 92 is the amount set out below that status and opposite that age group.

[am. B.C. Reg. 383/89, s. 43.]

Supplemental death benefits

6 The amount of a supplemental death benefit payable under section 93 is $1 000.

Additional death benefits

7 The amount of an additional death benefit payable under section 93 (2) (a) in respect of an accident occurring on or after January 1, 1987 is $145 a week.

[am. B.C. Regs. 335/84, s. 42; 379/85, s. 59; 257/86, s. 42.]

Survivor's benefits

8 The amount of a survivor's death benefit payable under section 93 (2) (b) in respect of an accident occurring on or after January 1, 1987 is $35 a week.

[am. B.C. Regs. 335/84, s. 42; 257/86, s. 43.]

Claims under section 20 or 24 of the Act

9 (1) With respect to an accident occurring on or after January 1, 1985, for the purpose of section 105 (1), the amount by which the liability of the corporation is limited is $200 000.

(2) With respect to an accident occurring on or after January 1, 2002, for the purpose of section 105 (2), the amount is limited to the amount by which the damage exceeds $750.

[am. B.C. Regs. 335/84, s. 42; 254/93, s. 2; 259/2001, s. 7.]

Loss of use

10 The maximum amount of expenses that may be reimbursed under section 124 in respect of a theft occurring on or after January 1, 1995 is $40 per day up to a total limit of $800.

[am. B.C. Regs. 383/89, s. 43; 448/90, s. 38; 404/94, s. 23.]

Claims under section 148

11 With respect to an accident occurring on or after January 1, 1985, for the purpose of section 148 (3) (e), the amount by which the liability of the corporation is limited is $200 000.

[am. B.C. Reg. 335/84, s. 42.]

Weekly benefit multiplier

12 For the purpose of section 80 (1) (b) (i) and (ii), the weekly benefit multiplier is as set out in Table 1.

Table 1 � Weekly Benefit Multiplier

(section 80 (1))

[en. B.C. Reg. 448/90, s. 38; am. B.C. Reg. 438/92, s. 29.]